Opening The largest 20 OECD countries in the world are struggling to cope with a $78 Trilion financial crisis equivalent to 100 times larger than Apple, the most valuable company on the planet. Tontine Trust has developed a system to allow citizens globally to receive income in for retirement without fear of governments or corporations going bankrupt. Secured by the blockchain and managed by a Patent-Pending “Robo-Actuary”, as the pensions crisis gets worse, hundreds of millions of people will seek alternative solutions resulting in the creation of a new multi-trillion dollar industry of which Tontine Trust is the pioneer. About Forbes recently described Tontine Trust as "Fintech's Answer To The Global Retirement Crisis (with ) the multi-trillion-dollar global retirement income market in their sights." The TontineTrust solution is a blockchain based version of a tontine which is the most popular financial product in the history of the world and will be offered globally as an immutable alternative to unpredictable governmental & corporate pensions as well as overly expensive insurance based products such as life annuities. This means that low-cost Tontine Pensions on the blockchain can offer BETTER retirement incomes to consumers in stable countries and can offer BETTER AND SAFER retirement income solutions to consumers in less stable countries. The patent-pending Artificial Intelligence “Robo-Actuary” powered Platform will manage the investment of members capital in conservative low-cost passive investment strategies fully backed by major global index funds as well as physical gold held at the Royal Mint in Britain. Tontine Trust has a heavyweight team & advisory board which are motivated to ensure that 100% of the platform economics are derived through the TON Tokens which only reach their maximum available supply when TontineTrust reaches $1 TRILLION in Assets Under Management. Tontine Members and TON Holders are eligible to receive a TON Card debit card which is expected to be accepted at over 40 million merchants and ATMs worldwide. The coming pension crisis will be far harder on consumers than even the 2008 crisis which will drive hundreds of millions of savers per year to alternative solutions which could result in TontineTrust becoming the “Vanguard” of the retirement funding industry within a decade.
As the baby boomer generation enters retirement with $32 Trillion of savings, they have to live with the daily fear that they will live so long that they may run out of money but the only current solution, an "annuity" is for behavioural science reasons, the "most hated financial product in the world". Historically, Tontine Pensions outsold annuities by a factor of 5 to 1 and with demand for lifetime income products having never been higher, Japan's The Mainichi is suggesting that “tontine pensions… might spur a shift from life insurance to longevity insurance as the industry's top-selling product.” TontineTrust is a fintech building the world's first fully digital pensions platform which exists to enable consumers to buy low cost tontine pensions direct or through asset managers, institutions or from governments. We are patent pending in over 150 countries & have a granted trademark in the field of pension products. Our first digital tontines will go live in 2020